Knowing that incidental college expenses for books, fees and supplies can be challenging financially for families and college students already facing tuition, room and board costs, the Air Force Aid Society offers college financial aid in the form of a no-interest Supplemental Education Loan for Air Force dependent students to help reimburse these expenses. While not a government loan, FAFSA, or federal student loan, The AFAS Supplemental Loan can offer help for Air Force or Space Force dependent students or veterans. The Maximum student loan amount for each full-time dependent undergraduate student is $1,000.



To apply for this student loan, the Supplement Education Loans are only available to Air Force dependents who have already successfully completed both parts of the Henry “Hap” Arnold Education Grant application.

The same eligibility criteria required for the Arnold Education Grant are required for the Supplemental Education Loan.

Actually receiving an Arnold Education Grant is not a pre-requisite to receipt of a Supplemental Loan. A student can receive a Supplemental Education Loan without receiving the needs-based Arnold Education Grant.

Additionally, AFAS must have the ability to collect repayment for these loans by allotment taken directly from an Air Force member’s military/retired pay or bank account.


HQ AFAS will provide college loan applications directly to identified student applicants in August of each year, with a deadline for completion in October.


Repayment of loan will be scheduled for 10 months, and will be automatically started by HQ AFAS beginning 15 November for active duty) and 1 December for retirees.